Planning your Life

Today is the shortest day of the year, Christmas is nearly upon us and the year end is in sight, so its time to start thinking about new year resolutions and start planning the year ahead.

Take some time this holiday season to carry out a personal view of your own achievements during the past 12 months.

One year ago we were living in Cyprus, I was working as a sailing instructor and we were planning on building our savings and improving Jay Education, little did we realise that 12 months later we would be living in the UK.

We certainly did not not expect to move to the UK, as we managed to get Jay accepted in a private English School in Paphos, however planning ahead, job opportunities are limited. I also discovered that because I had been working in Cyprus we could move to the UK without having to pay for a visa. We applied for a Family Pass in the spring and were somewhat surprised when it was granted. We did the maths and although the cost of living is higher in the UK we would save on school fees and it might open up a path for Jasmin and Jay to apply for British Citizenship. The biggest drawback was the weather.

We chose to live in Derbyshire due to the fact that is a reasonable cheap place live and generally still maintains British values with some beautiful countryside. Returning to the UK after a 15 year absence is a definite shock, on a visit to Nottingham seeing a sign in Polish enforcing no drinking in public places. We are still struggling to open bank accounts,paying over the odds for car insurance and cannot apply for credit as we have not borrowed money. Values have certainly changed, no longer is a man's word accepted as his bond.

Looking ahead to the forthcoming year we have some challenges, the first being my son who lives in Manchester and was diagnosed with a brain tumour around the time we arrived in the UK, an operation to remove it ended up in failure and he is now partially blind and facing an uncertain future, with no prospect of work and mounting debts. Some good news came last week when he was accepted for social housing, however the apartment is an empty shell, so we need to see what we can do to help make it habitable. This will mean both Jasmin and myself need to find jobs to bring in extra income in order to recoup money spent on moving to the UK, helping my son and building up a reserve so Jasmin and Jay can travel to the Philippines to visit their family, they have not seen for some two and half years.

One part of my plan for 2016 is to expand my MarketHive system, which keeps me in touch will fellow entrepreneurs and allow me also to help people understand what they need to do to earn money from online business opportunities.

So now its your turn, work out what is important in your life and get it down on paper, if you like share your thoughts on MarketHive, make a positive move to improve your situation.

David Ogden
http://markethive.com/david-ogden
Helping People Help themselves

 

David

Britians Last Deep Coal Mine Closes

Britians last deep coal mineThe closure of the last deep mining pit at Kellingley Colliery  in Yorkshire, yesterday marks an end of an Era in the UK. I live in in what used to be a coal mining area  in Derbyshire, there is still plenty of coal beneath the ground, however it is uneconomic to mine, because countries such as India and China have lower production costs, probably due to lower safety standards and wages, together with state subsidies

The UK government plans to shut down all coal powered power stations within the next 10 years and it is ironic that once again it is China who will benefit from a building contract for a new nuclear power station.

Yes coal is a dirty fuel, however,  clean power such as solar and hydro power are also having subsidies reduced dramatically from the 1st January, which will make them less economical viable, for example a small hydro plant in a river in a Yorkshire village has just come online to supply some 40 houses. It will pay for itself in 10 years, however anyone planning a similar plant will need to wait 100 years for  payback.

Mining has been a way of Life in the UK and it is sad to see it coming to an end, with the reserves underground  miners thought it was a job for life but now have to seek other ways of earning an income to support their families.  Nowadays the problem is that many job only offer the minimum wage and these are usually snapped up  by foreign workers from Europe who are used to lower wages.

Miners like many others will either have to start looking further afield for work  or take stock of their situation, examine  what skills and interest they have and find a way of monetising them.

A few people who possess drive and enthusiasm might turn to the Internet as an alternative way of working, however it is a different kind of hard work, learning a new trade and there are traps in the way of the unwary in the form of Multi Level Marketing (MLM)schemes which promise a lot but from which few people can earn a living. If you want to earn a living online, it is easier to do so via an Affiliate system, earning a percentage of selling products and services.

Getting started working online can be a daunting prospect, and can raise  many issues, so most people seek advice from entrepenuers who have been successful and are willing to help others succeed in a selfless manner.

I am connected to one such group of people called MarketHive, I was asked to explain this the other day, it a mix of a social media for entrepeneurs to share business and marketing ideas, like a Facebook for business but  on a more professional footing such as LinkedIn. In addition MarketHive provides tools and widgets, to make the likes of WordPress better and enable anyone to get their message to the market place or customer via blogs, video or email

David Ogden
Helping People Help Themselves
MarketHive.com/david-ogden

David

How to gain more MarketHive subscribers on a daily, weekly and monthly basis?

How do you increase your number of MarketHive subscribers, or "children" if you will?

I think LinkedIn is one of the best ways to accomplish this.  It seems at though, I may have finally cracked the LinkedIn code to do this, well sort of.  I have been studying every LinkedIn training course I could get my hands on in the last six months. Today, I got 12 new invitations to connect with me this morning in my inbox, and I have added 981 connections so far this month.  This is a fairly rapid increase, that I believe few people are currently doing now, on LinkedIn.  

In addition, all of those new connections have been invited to join MarketHive.  (I am currently getting nearly a 1% response rate on invitations to MarketHive). I am actively trying to find a way to increase that percentage, but it is resulting in nearly one new MarketHive sign-up per day.

I don't know how many entrepreneurs realize that their first level connections are already in their sales funnel?  Everyone looking to market on LinkedIn needs to think this way.  Ok, it may not be exactly the same, but it is very close to it.  Everything depends on what you do with those connections.  

Some kind of automation is needed here for sure.  The manual way of messaging in LinkedIn will take you nearly forever (well, not exactly. but it could easily take 3-4 hours perday) to send invites, messages, shares, posts, and all of the tasks you need to do on a regular basis.  Even if you send messages to your 1st level connections and you have 1000, it will take several hours a day and 4 days to complete the task. 

Btw, the LinkedIn limit for invitation requests per day is 40-50 maximum with a free account or a paid account, (Sales Navigator has a limite of 100 per day).  There is a limit of 250 messages per day to your 1st level connections on all LinkedIn accounts.  If you do that every day manually, it is a very time consuming process, for sure!

I am in the process of setting up a step-by-step training program on how to use LinkedIn to promote Markethive.  I may also expand it to a complete LinkedIn training as well, depending on the level of interest.  In any case, this is something anyone can do.  It can be done, even with a free LinkedIn account.  With additional low-cost automation software solutions, the process can be greatly accelerated.  

All for now.  Thanks for your interest.  

Best possible sucess in all your endeavors!

John Lombaerde

David

IMF quota reform approved by Congress in spending bill

China to get more power under reform deal

 

By

IanTalley

 

 

 Getty Images

 

Long-awaited IMF reform was approved in Congress.

WASHINGTON–U. S. lawmakers look set to ratify a five-year-old international deal to overhaul the governance of the International Monetary Fund that gives emerging markets such as China greater power at the emergency lender.

Lawmaker approval would resolve a long-running grievance by emerging powers that their voice and vote at the shareholder institution doesn’t represent their growing economic heft in the world.

Congressional leaders agreed early Wednesday morning to include the changes in a catch-all spending bill, which could become law in the coming days.

“We look forward to the outcome of the legislative process,” said IMF spokesman Gerry Rice.

U.S. lawmakers have stymied modernization of the fund’s shareholder governance for years, fomenting resentment among the IMF’s emerging-market membership.

An expanded version of this story is available at WSJ.com

David

The Cryptoconomy Cryptocommerce and Cryptofunding

The Cryptoconomy Cryptocommerce and Cryptofunding

Expanding the implementation of my cryptocommerce pursuits, I now have 2 sites started. One, as I have said in the last article, is an cryptocommerce WP website for retail. The other is a crytpofunding WP site for a worthy project.

Setting the crypto donation system up has become rather interesting process. The site, the “crypto” payment gateway, they all come together rather normally. The crowd funding campaign, using cryptocurrencies to fund, has a different kind of aura about it. It developed while I was creating my own unique currency basket.

Think about the opportunity an entrepreneur has with the ability to create a unique personal or business alternative means of business exchange.

Setting up the wallets takes time.

I have, in my business exchange, 7 wallets for 7 cryptocurrencies; Bitcoin, Litecoin, Dogecoin, Dash, Reddcoin, Paycoin, Peercoin. Each of them has a little different personality, some are focused on trade, some social and some just as a currency of value.

These icons are linked to the home site of each.

Establishing your “basket of currencies” should be a careful process. Do you Due Diligence. Know your exchange. The wallets take time to established.

I follow a simple rule when asked if I take a different cryptocurrency than I have listed. My answer has become, I do if it is listed on an established cryptocurrency exchange.

I like Cryptonator, Take a look here: https://www.cryptonator.com/

For Cryptocommerce payment gateway I am using GoUrl plugins for WordPress. GoUrl is the only cryptocurrency payment gateway that I found and was comfortable with managing.

GoUrl.io is an automated payment processing system for the bitcoin, dogecoin, litecoin, reddcoin, feathercoin, vertcoin, potcoin, vericoin, darkcoin, speedcoin currencies. It enables online merchants to accept cryptocoins, as a form of payment, just as easily they accept payments from credit cards, debit cards, or Paypal.

This is the official website: Gourl.io

I am using the Woocommerce shopping cart on my cryptocommerce site with GoUrl as the payment gateway.

For the cryptofunding site I am using the GoUrl Bitcoin Paypal Donations – Give Addon plugin for WP.

Bitcoin/Altcoin & Paypal Donations on Your Website. Provides a Bitcoin Payment Gateway for Give 0.8+ – wordpress donation plugin. Easy to Use!

It is easy to use but only when you have a donation campaign designed. It is flexible enough to fit almost any campaign. The campaign dictates elements that have to be considered when developing the cryptodonation platform.

This site is not being developed to engage any of the established crowdfunding websites.

Both projects highlight how cryptocurrency provides a new way for consumers and investors to support interesting projects.

I am raising funds through my own platform seeking funding from a distributed group of backers for an ecological project.

A great thing about cryptocurrencies is that each wallet has the capability to generate and unique hashcode that can be identified to a campaign or to a person or a unique instance as needed to receive payment. In this case, I use different sets of my cryptocurrencies for the cryptocommerce site and crowd funding/cryptofunding project.

I can track the purpose of the different currencies by campaign or source of payment received.

 

David

How are Elon Musk and Orbital Velocity like the life of an Entrepreneur?


 

 

Strange title, this one, I know. I remember a famous tweet by Elon Musk saying that getting to space is relatively easy. He explained that you need to achieve Mach 3 to be able to reach space and escape the earth's atmosphere. Then you would come back down to earth again.

In order to stay in orbit, however, you need to be going much, much faster. You need to be traveling at Mach 30 in order to propel yourself fast enough to stay in orbit around the earth.

Here is a link that provides some explanation about this phenomenon.

https://what-if.xkcd.com/58/

I thought, this is similar to many Internet Marketing hype headlines. You know, the ones that say "Newbie Internet marketer makes $20,117.30 in 60 days with no previous Internet experience!" Well, maybe this headline is all hype, but again, maybe this person did achieve this result in 60 days.

Ok, sounds good, but what happened after that? Did that person fall back to earth again, after achieving that success and never managed to make a dime again after that? No one wants that kind of "one-hit wonder" success, right?

The headline would be so much more impressive if it said, "Newbie Internet marketer achieves 6-figure sustainable income, within 60 days, and is still going strong after 3 years". The headlines never say anything like that do they? They are always about the push-button, easy way to success, right?

So don't bother to open that email with a fantastic rags to riches headline. Who cares about flash in the pan success? To be truly successful, any start-up must exceed their intial altitude and achieve a self-sustaining orbit. Isn't that the goal?

In his book Startup Leadership: How Savvy Entrepreneurs Turn Their Ideas into Successful Enterprises – Derek Lidow has studied this phenomenon, and currently teaches Entrepreneurial Leadership at Princeton University. He uncovers the gems of principles that can be applied universally across industries, cultures, and geographies. He separates those that are merely entrepreneurs from those that can be considered entrepreneurial leaders that are able to create self-sustaining businesses.

There are unique skills required to nurture a start-up, and there are additional skills needed to navigate any company beyond the initial phase into continued success. Derek Lidow's book is highly recommended. (Available on Amazon and elsewhere)

Best of success in all your entrepreneurial endeavors!

John Lombaerde

David

MarketHive December Special

MarketHive the social meeting place for entrepreneurs invites you to attend a free webinar this week to discover more about how the system can help you build your business, together with an insight into its affiliate program which launches in January.

The new single level BeTheAlpha affiliate program will enable those who upgrade from the free system to earn money from introducing fellow members and helping them develop as entrepeneurs

, there are seven achievment ranks leading up to Alpha founder.

A special offer has recently been launched and runs to the end of the year allowing members to purchase an existing Alpha Founder Legacy position for a substantial discount which provides both advertising and also a share in revenue from MarketHive prior to the launch of BeTheAlpha.

Thus being the coming Alpha Affiliate Program in 2016

The new Alpha Founder position @ $5000.00 in the new affiliate program will offer the following:

  1. One time deposit of $10,000 in ad credits

  2. $200 per month ad credits for life

  3. 50% commissions on all financial transactions by your children

  4. 1 share of 5% of the company’s revenue pool shared with unlimited Founder members.

The current 2015 Alpha Founder, now referred as Alpha Legacy @ $1200.00 offers the following:

  1. One time deposit of $3000 in ad credits

  2. $200 per month ad credits for life

  3. 50% commissions on all financial transactions by your children

  4. 1 share of 5% of the company’s pool (limited to 250 shares; members)

  5. Share of new children (customers) from corporate marketing and advertising campaigns
     

Alpha Legacy Year End 50% off sale. There are a limited number left and we are selling the contracts for $600 each. You can use these contracts to apply the terms to any number of Markethive Accounts, yours or someone you transfer the contract to or sell it to.

 

David

Linux Ubuntu 14 Free Alternative to Windows 10

Linux Ubuntu Alternative to Windows

You may be forgiven for thinking that Ubuntu is a foreign   language, perhaps African in origin, however the truth is it is a an Open source computer operation system often used to run computer servers.

I was introduced to Ubuntu a month ago when looking to replace my Window XP system which is no longer supported by Microsoft. I have a Windows 8 system running on a laptop and have never really been happy with the way it works. The thought of paying out again for a new system with potential bugs and security issues was daunting, so I looked at Linux Ubuntu.

Open source means free, so can a free system be better than one you pay for, well after one month of use I believe so, It takes up less space and can run on computers with lower specification that those in the shops today. I am considering loading Ubuntu onto an old Dell computer purchased some 10 years ago as a machine for my son.

Software wise, I migrated from Microsoft word and Excel some years ago using open source products from Open Office and Libre Office which are fully compatible, there is a small learning curve. Not many people use the full power of Excel and I believe Librecalc is able to meet most requirements. For a full comparison between Libra Office and Microsoft Office https://wiki.documentfoundation.org/Feature_Comparison:_LibreOffice_-_Microsoft_Office

You need to check the software you use to see that it will operate on Linux systems main browsers have Linux versions. I had to replace my financial system Quicken with Moneydance, this caused a minor headache and would have been best to have done at the end of the financial year, but I am now up and running. I do not play games so cannot speak of support in that area, however Skype, Thunderbird, Gmail, Ivocalise , Kodi media system and Viber all work fine. I have also installed Kazam to replace my Cam video system.

Changing operating systems had one great advantage, giving an opportunity to clean up my disk drives. Over the years I have collected software that I may have only used one or two times, they have now gone. Virtually all my data is held on an external Drive, so in event of computer failure, I can access my data on a laptop. I store backups on hard drives, which is kind of reverse to usual, but works for me as I have moved houses many times, and can work from a laptop until my tower unit catches me up.

Ubuntu is certainly faster than XP, I have not checked out windows 8 but intend to replace the operating system on my laptop with Ubuntu, knowing that Kodi which we use for streaming TV and films works better on Ubuntu.

I have also set up an Ubuntu group on MarketHive to help out fellow members

 

David Ogden
MarketHive
Helping people help themselves

David

After Endless Demonization Of Encryption, Police Find Paris Attackers Coordinated Via Unencrypted SMS

from the anonymous-sources-say dept

In the wake of the tragic events in Paris last week encryption has continued to be a useful bogeyman for those with a voracious appetite for surveillance expansion. Like clockwork, numerous reports were quickly circulated suggesting that the terrorists used incredibly sophisticated encryption techniques, despite no evidence by investigators that this was the case. These reports varied in the amount of hallucination involved, the New York Times even having to pull one such report offline. Other claims the attackers had used encrypted Playstation 4 communications also wound up being bunk

Yet, pushed by their sources in the government, the media quickly became a sound wall of noise suggesting that encryption was hampering the government's ability to stop these kinds of attacks. NBC was particularly breathless this week over the idea that ISIS was now running a 24 hour help desk aimed at helping its less technically proficient members understand encryption (even cults help each other use technology, who knew?). All of the reports had one central, underlying drum beat implication: Edward Snowden and encryption have made us less safe, and if you disagree the blood is on your hands

Yet, amazingly enough, as actual investigative details emerge, it appears that most of the communications between the attackers was conducted via unencrypted vanilla SMS:

"…News emerging from Paris — as well as evidence from a Belgian ISIS raid in January — suggests that the ISIS terror networks involved were communicating in the clear, and that the data on their smartphones was not encrypted. 

European media outlets are reporting that the location of a raid conducted on a suspected safe house Wednesday morning was extracted from a cellphone, apparently belonging to one of the attackers, found in the trash outside the Bataclan concert hall massacre. Le Monde reported that investigators were able to access the data on the phone, including a detailed map of the concert hall and an SMS messaging saying “we’re off; we’re starting.” Police were also able to trace the phone’s movements.

The reports note that Abdelhamid Abaaoud, the "mastermind" of both the Paris attacks and a thwarted Belgium attack ten months ago, failed to use any encryption whatsoever (read: existing capabilities stopped the Belgium attacks and could have stopped the Paris attacks, but didn't). That's of course not to say batshit religious cults like ISIS don't use encryption, and won't do so going forward. Everybody uses encryption. But the point remains that to use a tragedy to vilify encryption, push for surveillance expansion, and pass backdoor laws that will make everybody less safe — is nearly as gruesome as the attacks themselves.

David

Global Waste on Pace to Triple by 2100

Masaru Goto / World Bank

 

 

 

 

 

 

 

 

 

STORY HIGHLIGHTS

  • Solid waste generation rates are rising fast, on pace to exceed 11 million tonnes per day by 2100, urban specialist Dan Hoornweg and his colleagues write in the journal Nature.

  • That growth will eventually peak and begin to decline in different regions at different times, depending in part on population growth, waste reduction efforts, and changes in consumption.

  • Until that happens, the rising amount of waste means rising costs for governments and environmental pressures.

The amount of garbage humans throw away is rising fast and won't peak this century without transformational changes in how we use and reuse materials, write former World Bank urban development specialist Dan Hoornweg and two colleagues. 

By 2100, they estimate, the growing global urban population will be producing three times as much waste as it does today. That level of waste carries serious consequences – physical and fiscal – for cities around the world. 

Hoornweg and co-author Perinaz Bhada-Tata expanded on their work from the 2012 World Bank report What a Waste: A Global Review of Solid Waste Management to estimate the trajectory of solid waste growth globally and to determine when it might peak.

In the earlier report, they warned that global solid waste generation was on pace to increase 70 percent by 2025, rising from more than 3.5 million tonnes per day in 2010 to more than 6 million tonnes per day by 2025. The waste from cities alone is already enough to fill a line of trash trucks 5,000 kilometers long every day. The global cost of dealing with all that trash is rising too: from $205 billion a year in 2010 to $375 billion by 2025, with the sharpest cost increases in developing countries.

In the new article, appearing in the journal Nature, Hoornweg, Bhada-Tata, and Chris Kennedy forecast that if business continues as usual, solid waste generation rates will more than triple from today to exceed 11 million tonnes per day by 2100. Organization for Economic Cooperation and Development (OECD) countries, where waste levels are the highest today at around 1.75 million tonnes per day but populations aren’t growing as quickly and waste reduction efforts are underway, are likely to see their trash levels peak by 2050 and then start to decline, the authors write. Asia-Pacific countries won't peak until 2075. How soon Sub-Saharan Africa's waste increase peaks will determine how soon the world’s trash problem begins to decline.  

The results hold serious consequences for public services, government budgets, and the space consumed by landfills. Already, Mexico City's Bordo Poniente and Shanghai's Laogang receive more than 10,000 tonnes of waste per day, and the world's more than 2,000 waste incinerators raise concerns about ash disposal and air pollution. Landfills, and uncollected waste, also contribute to climate change through the production of methane, a potent greenhouse gas.

It doesn’t have to be this way

The authors based their estimates on a "business as usual" scenario. The future doesn't have to turn out that way, they say.

" Through a move towards stable or declining populations, denser and better-managed cities consuming fewer resources, and greater equity and use of technology, we can bring peak waste forward and down. The environmental, economic and social benefits would be enormous. "

Dan Hoornweg, Perinaz Bhada-Tata and Chris Kennedy

Authors of "Waste Production Must Peak This Century"

"With lower populations, denser, more resource-efficient cities, and less consumption (along with higher affluence), the peak could come forward to 2075 and reduce in intensity by more than 25 percent. This would save around 2.6 million tonnes per day," Hoornweg and his colleagues write.

Some cities are already setting positive examples for waste reduction. San Francisco, for example, has an ambitious goal of "zero waste" by 2020 with aggressive recycling. About 55 percent of its waste is recycled or reused today. Industries in Kawasaki, Japan, divert 565,000 tonnes of potential waste per year – exceeding the city’s current municipal waste levels.

Other tactics cities can embrace include:

  • Reducing food waste with better storage and transportation systems, which can both help lower trash levels and help feed a growing world population.

  • Construction strategies that reuse materials, saving trees and the energy that goes into developing other building materials and reducing waste.

  • Policies such as disposal fees and recycling programs that encourage less waste.

"The planet is already straining from the impacts of today’s waste and we are on a path to more than triple quantities," the authors write. "Through a move towards stable or declining populations, denser and better-managed cities consuming fewer resources, and greater equity and use of technology, we can bring peak waste forward and down. The environmental, economic and social benefits would be enormous."

The article, Waste Production Must Peak This Century, is the cover story in the Oct. 31, 2013, issue of Nature.

 

 

David